Call reports 2010
GEORGIA BANK & TRUST — 2010
What GEORGIA BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 |
|---|---|
| Total assets | 478,032,000 |
| Total loans | 384,213,000 |
| Allowance for loan losses | 15,391,000 |
| Securities available for sale | 33,869,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 403,626,000 |
| Interest-bearing deposits | 365,543,000 |
| Noninterest-bearing deposits | 38,083,000 |
| Equity capital | 39,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 |
|---|---|
| Interest income | 5,644,000 |
| Interest expense | 1,642,000 |
| Net interest income | 4,002,000 |
| Noninterest income | 683,000 |
| Noninterest expense | 2,653,000 |
| Provision for loan losses | 7,763,000 |
| Pretax income | -5,731,000 |
| Income tax | 5,961,000 |
| Net income | -11,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 |
|---|---|
| Tier 1 capital | 38,410,000 |
| Total capital | 43,256,000 |
| Risk-weighted assets | 377,071,000 |