Call report 2008Q4
GEORGIA BANK & TRUST — 2008Q4
The 22 measures GEORGIA BANK & TRUST reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 496,295,000 | USD | evidence → |
| Total loans | 431,041,000 | USD | evidence → |
| Allowance for loan losses | 8,168,000 | USD | evidence → |
| Securities available for sale | 47,236,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 386,758,000 | USD | evidence → |
| Interest-bearing deposits | 355,585,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,173,000 | USD | evidence → |
| Equity capital | 42,165,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,881,000 | USD | evidence → |
| Interest expense | 13,238,000 | USD | evidence → |
| Net interest income | 15,643,000 | USD | evidence → |
| Noninterest income | 2,029,000 | USD | evidence → |
| Noninterest expense | 10,080,000 | USD | evidence → |
| Provision for loan losses | 4,399,000 | USD | evidence → |
| Pretax income | 3,193,000 | USD | evidence → |
| Income tax | 1,130,000 | USD | evidence → |
| Net income | 2,063,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,931,000 | USD | evidence → |
| Total capital | 46,377,000 | USD | evidence → |
| Risk-weighted assets | 432,806,000 | USD | evidence → |