Call report 2005Q4
GEORGIA BANK & TRUST — 2005Q4
The 22 measures GEORGIA BANK & TRUST reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 428,902,000 | USD | evidence → |
| Total loans | 364,516,000 | USD | evidence → |
| Allowance for loan losses | 6,342,000 | USD | evidence → |
| Securities available for sale | 41,103,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 290,277,000 | USD | evidence → |
| Interest-bearing deposits | 254,536,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,741,000 | USD | evidence → |
| Equity capital | 33,979,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,744,000 | USD | evidence → |
| Interest expense | 9,883,000 | USD | evidence → |
| Net interest income | 15,861,000 | USD | evidence → |
| Noninterest income | 2,750,000 | USD | evidence → |
| Noninterest expense | 6,426,000 | USD | evidence → |
| Provision for loan losses | 1,383,000 | USD | evidence → |
| Pretax income | 10,802,000 | USD | evidence → |
| Income tax | 4,084,000 | USD | evidence → |
| Net income | 6,718,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,546,000 | USD | evidence → |
| Total capital | 39,202,000 | USD | evidence → |
| Risk-weighted assets | 370,800,000 | USD | evidence → |