Call report 2005Q1
GEORGIA BANK & TRUST — 2005Q1
The 22 measures GEORGIA BANK & TRUST reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 418,078,000 | USD | evidence → |
| Total loans | 359,453,000 | USD | evidence → |
| Allowance for loan losses | 5,444,000 | USD | evidence → |
| Securities available for sale | 42,685,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 300,503,000 | USD | evidence → |
| Interest-bearing deposits | 268,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,771,000 | USD | evidence → |
| Equity capital | 31,592,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,737,000 | USD | evidence → |
| Interest expense | 2,051,000 | USD | evidence → |
| Net interest income | 3,686,000 | USD | evidence → |
| Noninterest income | 680,000 | USD | evidence → |
| Noninterest expense | 1,622,000 | USD | evidence → |
| Provision for loan losses | 390,000 | USD | evidence → |
| Pretax income | 2,354,000 | USD | evidence → |
| Income tax | 882,000 | USD | evidence → |
| Net income | 1,472,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,082,000 | USD | evidence → |
| Total capital | 36,580,000 | USD | evidence → |
| Risk-weighted assets | 358,829,000 | USD | evidence → |