Call reports 2007
PACIFIC CONTINENTAL BANK — 2007
What PACIFIC CONTINENTAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 889,799,000 | 907,569,000 | 921,768,000 | 950,551,000 |
| Total loans | 788,253,000 | 796,150,000 | 804,332,000 | 822,744,000 |
| Allowance for loan losses | 8,476,000 | 8,595,000 | 8,735,000 | 8,675,000 |
| Securities available for sale | 37,313,000 | 39,050,000 | 50,345,000 | 53,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,784,000 | 701,618,000 | 685,357,000 | 646,727,000 |
| Interest-bearing deposits | 561,432,000 | 632,123,000 | 606,833,000 | 554,732,000 |
| Noninterest-bearing deposits | 78,352,000 | 69,495,000 | 78,524,000 | 91,995,000 |
| Equity capital | 106,120,000 | 108,949,000 | 112,046,000 | 115,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 16,647,000 | 34,398,000 | 51,817,000 | 69,166,000 |
| Interest expense | 6,204,000 | 12,890,000 | 19,203,000 | 25,231,000 |
| Net interest income | 10,443,000 | 21,508,000 | 32,614,000 | 43,935,000 |
| Noninterest income | 944,000 | 1,887,000 | 2,879,000 | 3,904,000 |
| Noninterest expense | 6,299,000 | 12,741,000 | 19,080,000 | 25,605,000 |
| Provision for loan losses | 200,000 | 325,000 | 450,000 | 725,000 |
| Pretax income | 4,888,000 | 10,329,000 | 15,963,000 | 21,509,000 |
| Income tax | 1,713,000 | 3,751,000 | 5,781,000 | 7,830,000 |
| Net income | 3,175,000 | 6,578,000 | 10,182,000 | 13,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,757,000 | 86,061,000 | 89,001,000 | 92,194,000 |
| Total capital | 91,384,000 | 94,807,000 | 97,907,000 | 101,065,000 |
| Risk-weighted assets | 815,156,000 | 874,696,000 | 887,664,000 | 921,416,000 |