Call reports 2006
PACIFIC CONTINENTAL BANK — 2006
What PACIFIC CONTINENTAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 808,226,000 | 832,844,000 | 854,972,000 | 885,677,000 |
| Total loans | 704,085,000 | 727,026,000 | 744,150,000 | 769,595,000 |
| Allowance for loan losses | 8,088,000 | 8,250,000 | 8,433,000 | 8,284,000 |
| Securities available for sale | 38,033,000 | 38,090,000 | 39,360,000 | 38,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 619,240,000 | 618,877,000 | 614,279,000 | 642,700,000 |
| Interest-bearing deposits | 532,375,000 | 529,264,000 | 539,404,000 | 563,961,000 |
| Noninterest-bearing deposits | 86,865,000 | 89,613,000 | 74,875,000 | 78,739,000 |
| Equity capital | 91,868,000 | 95,885,000 | 100,300,000 | 103,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 14,002,000 | 29,167,000 | 45,229,000 | 61,972,000 |
| Interest expense | 4,515,000 | 9,658,000 | 15,394,000 | 21,405,000 |
| Net interest income | 9,487,000 | 19,509,000 | 29,835,000 | 40,567,000 |
| Noninterest income | 932,000 | 1,978,000 | 3,323,000 | 4,347,000 |
| Noninterest expense | 5,289,000 | 10,929,000 | 16,957,000 | 23,478,000 |
| Provision for loan losses | 250,000 | 450,000 | 600,000 | 600,000 |
| Pretax income | 4,880,000 | 10,108,000 | 15,601,000 | 20,836,000 |
| Income tax | 1,746,000 | 3,606,000 | 5,457,000 | 7,412,000 |
| Net income | 3,134,000 | 6,502,000 | 10,144,000 | 13,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,213,000 | 72,400,000 | 76,528,000 | 80,058,000 |
| Total capital | 76,552,000 | 80,801,000 | 85,112,000 | 88,493,000 |
| Risk-weighted assets | 722,950,000 | 749,969,000 | 777,936,000 | 805,891,000 |