Call reports 2005
PACIFIC CONTINENTAL BANK — 2005
What PACIFIC CONTINENTAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 546,216,000 | 553,938,000 | 574,015,000 | 792,369,000 |
| Total loans | 486,391,000 | 488,797,000 | 505,951,000 | 679,230,000 |
| Allowance for loan losses | 5,380,000 | 5,506,000 | 5,591,000 | 7,792,000 |
| Securities available for sale | 25,207,000 | 28,639,000 | 28,661,000 | 39,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,944,000 | 451,454,000 | 478,366,000 | 618,839,000 |
| Interest-bearing deposits | 380,827,000 | 395,840,000 | 411,988,000 | 524,404,000 |
| Noninterest-bearing deposits | 55,117,000 | 55,614,000 | 66,378,000 | 94,435,000 |
| Equity capital | 50,711,000 | 52,755,000 | 54,591,000 | 88,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,673,000 | 18,105,000 | 27,896,000 | 39,593,000 |
| Interest expense | 1,769,000 | 3,880,000 | 6,203,000 | 9,305,000 |
| Net interest income | 6,904,000 | 14,225,000 | 21,693,000 | 30,288,000 |
| Noninterest income | 967,000 | 2,078,000 | 3,106,000 | 4,071,000 |
| Noninterest expense | 4,277,000 | 8,574,000 | 12,637,000 | 17,702,000 |
| Provision for loan losses | 225,000 | 550,000 | 800,000 | 1,100,000 |
| Pretax income | 3,369,000 | 7,179,000 | 11,351,000 | 15,546,000 |
| Income tax | 1,271,000 | 2,692,000 | 4,239,000 | 5,510,000 |
| Net income | 2,098,000 | 4,487,000 | 7,112,000 | 10,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,735,000 | 52,644,000 | 54,595,000 | 64,958,000 |
| Total capital | 56,297,000 | 58,332,000 | 60,368,000 | 73,051,000 |
| Risk-weighted assets | 505,645,000 | 506,140,000 | 520,164,000 | 696,810,000 |