Call reports 2003
PACIFIC CONTINENTAL BANK — 2003
What PACIFIC CONTINENTAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 390,974,000 | 410,656,000 | 413,153,000 | 426,117,000 |
| Total loans | 341,611,000 | 354,672,000 | 341,724,000 | 356,371,000 |
| Allowance for loan losses | 4,983,000 | 5,531,000 | 5,288,000 | 5,225,000 |
| Securities available for sale | 11,046,000 | 12,058,000 | 19,221,000 | 30,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,153,000 | 341,710,000 | 342,878,000 | 356,934,000 |
| Interest-bearing deposits | 280,566,000 | 298,135,000 | 294,642,000 | 304,775,000 |
| Noninterest-bearing deposits | 41,587,000 | 43,575,000 | 48,236,000 | 52,159,000 |
| Equity capital | 37,421,000 | 38,683,000 | 40,122,000 | 41,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,477,000 | 13,219,000 | 19,720,000 | 26,529,000 |
| Interest expense | 1,093,000 | 2,195,000 | 3,260,000 | 4,309,000 |
| Net interest income | 5,384,000 | 11,024,000 | 16,460,000 | 22,220,000 |
| Noninterest income | 1,518,000 | 2,737,000 | 4,452,000 | 4,911,000 |
| Noninterest expense | 3,910,000 | 7,689,000 | 11,817,000 | 14,980,000 |
| Provision for loan losses | 600,000 | 800,000 | 800,000 | 900,000 |
| Pretax income | 2,392,000 | 5,272,000 | 8,295,000 | 11,251,000 |
| Income tax | 903,000 | 1,989,000 | 3,131,000 | 4,305,000 |
| Net income | 1,489,000 | 3,283,000 | 5,164,000 | 6,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,395,000 | 38,463,000 | 39,944,000 | 41,516,000 |
| Total capital | 41,975,000 | 43,193,000 | 44,484,000 | 46,260,000 |
| Risk-weighted assets | 366,022,000 | 377,372,000 | 362,419,000 | 379,056,000 |