Call reports 2002
PACIFIC CONTINENTAL BANK — 2002
What PACIFIC CONTINENTAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 309,173,000 | 345,372,000 | 363,835,000 | 380,835,000 |
| Total loans | 263,334,000 | 288,807,000 | 308,577,000 | 331,107,000 |
| Allowance for loan losses | 3,522,000 | 3,774,000 | 5,695,000 | 4,403,000 |
| Securities available for sale | 14,667,000 | 12,514,000 | 10,659,000 | 10,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,585,000 | 283,822,000 | 298,531,000 | 311,161,000 |
| Interest-bearing deposits | 214,372,000 | 248,449,000 | 261,487,000 | 266,344,000 |
| Noninterest-bearing deposits | 37,213,000 | 35,373,000 | 37,044,000 | 44,817,000 |
| Equity capital | 34,029,000 | 34,427,000 | 34,820,000 | 36,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,635,000 | 11,584,000 | 17,778,000 | 24,219,000 |
| Interest expense | 1,059,000 | 2,160,000 | 3,354,000 | 4,537,000 |
| Net interest income | 4,576,000 | 9,424,000 | 14,424,000 | 19,682,000 |
| Noninterest income | 1,167,000 | 2,602,000 | 4,259,000 | 6,096,000 |
| Noninterest expense | 3,194,000 | 6,793,000 | 10,653,000 | 14,482,000 |
| Provision for loan losses | 2,485,000 | 3,010,000 | 5,060,000 | 5,660,000 |
| Pretax income | 213,000 | 2,373,000 | 3,119,000 | 5,785,000 |
| Income tax | 68,000 | 856,000 | 1,156,000 | 2,239,000 |
| Net income | 145,000 | 1,517,000 | 1,963,000 | 3,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,901,000 | 34,273,000 | 34,718,000 | 36,356,000 |
| Total capital | 37,423,000 | 38,047,000 | 38,950,000 | 40,759,000 |
| Risk-weighted assets | 292,265,000 | 315,303,000 | 337,108,000 | 355,197,000 |