Call reports 2008
PNC BANK, DELAWARE — 2008
What PNC BANK, DELAWARE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,279,239,000 | 3,204,143,000 | 3,121,711,000 | 3,040,227,000 |
| Total loans | 2,558,077,000 | 2,557,227,000 | 2,565,377,000 | 2,481,890,000 |
| Allowance for loan losses | 37,031,000 | 40,765,000 | 45,776,000 | 48,862,000 |
| Securities available for sale | 442,398,000 | 403,484,000 | 362,209,000 | 323,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,478,161,000 | 2,519,148,000 | 2,442,050,000 | 2,560,306,000 |
| Interest-bearing deposits | 1,836,538,000 | 1,817,047,000 | 1,844,074,000 | 2,026,308,000 |
| Noninterest-bearing deposits | 641,623,000 | 702,101,000 | 597,976,000 | 533,998,000 |
| Equity capital | 247,365,000 | 234,709,000 | 225,983,000 | 193,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 48,400,000 | 94,048,000 | 138,389,000 | 182,394,000 |
| Interest expense | 15,948,000 | 27,546,000 | 38,938,000 | 49,321,000 |
| Net interest income | 32,452,000 | 66,502,000 | 99,451,000 | 133,073,000 |
| Noninterest income | 24,375,000 | 44,903,000 | 64,920,000 | 83,389,000 |
| Noninterest expense | 23,150,000 | 44,097,000 | 64,339,000 | 87,214,000 |
| Provision for loan losses | 4,268,000 | 12,775,000 | 24,469,000 | 43,300,000 |
| Pretax income | 29,409,000 | 54,533,000 | 75,563,000 | 85,948,000 |
| Income tax | 10,407,000 | 19,283,000 | 26,668,000 | 29,281,000 |
| Net income | 19,002,000 | 35,250,000 | 48,895,000 | 56,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 229,306,000 | 231,544,000 | 235,425,000 | 231,524,000 |
| Total capital | 311,954,000 | 314,224,000 | 318,163,000 | 313,137,000 |
| Risk-weighted assets | 2,605,538,000 | 2,604,729,000 | 2,604,293,000 | 2,510,242,000 |