Call reports 2007
PNC BANK, DELAWARE — 2007
What PNC BANK, DELAWARE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,191,429,000 | 2,960,286,000 | 3,291,676,000 | 3,180,323,000 |
| Total loans | 2,246,714,000 | 2,208,877,000 | 2,608,377,000 | 2,512,189,000 |
| Allowance for loan losses | 27,168,000 | 30,862,000 | 33,658,000 | 36,377,000 |
| Securities available for sale | 526,999,000 | 502,950,000 | 483,703,000 | 472,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,406,755,000 | 2,177,205,000 | 2,493,163,000 | 2,464,496,000 |
| Interest-bearing deposits | 1,838,251,000 | 1,599,931,000 | 1,831,749,000 | 1,814,238,000 |
| Noninterest-bearing deposits | 568,504,000 | 577,274,000 | 661,414,000 | 650,258,000 |
| Equity capital | 184,836,000 | 197,867,000 | 254,469,000 | 252,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 42,246,000 | 85,033,000 | 147,193,000 | 198,709,000 |
| Interest expense | 16,440,000 | 33,704,000 | 61,477,000 | 80,123,000 |
| Net interest income | 25,806,000 | 51,329,000 | 85,716,000 | 118,586,000 |
| Noninterest income | 15,371,000 | 32,958,000 | 60,817,000 | 80,667,000 |
| Noninterest expense | 20,989,000 | 40,531,000 | 63,100,000 | 83,457,000 |
| Provision for loan losses | 2,289,000 | 7,246,000 | 9,121,000 | 14,775,000 |
| Pretax income | 17,899,000 | 36,510,000 | 74,312,000 | 101,021,000 |
| Income tax | 6,163,000 | 10,806,000 | 24,244,000 | 33,647,000 |
| Net income | 11,736,000 | 25,704,000 | 50,068,000 | 67,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,597,000 | 208,581,000 | 229,476,000 | 229,035,000 |
| Total capital | 272,565,000 | 285,956,000 | 312,529,000 | 311,207,000 |
| Risk-weighted assets | 2,236,937,000 | 2,184,895,000 | 2,642,061,000 | 2,567,841,000 |