Call reports 2005
PNC BANK, DELAWARE — 2005
What PNC BANK, DELAWARE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,505,637,000 | 2,910,359,000 | 2,644,636,000 | 2,784,429,000 |
| Total loans | 1,667,490,000 | 2,030,252,000 | 2,054,787,000 | 2,059,784,000 |
| Allowance for loan losses | 23,268,000 | 22,305,000 | 23,454,000 | 23,928,000 |
| Securities available for sale | 521,042,000 | 398,268,000 | 369,227,000 | 434,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,276,446,000 | 2,302,363,000 | 2,413,576,000 | 2,345,078,000 |
| Interest-bearing deposits | 1,726,898,000 | 1,724,279,000 | 1,771,096,000 | 1,778,353,000 |
| Noninterest-bearing deposits | 549,548,000 | 578,084,000 | 642,480,000 | 566,725,000 |
| Equity capital | 148,463,000 | 176,957,000 | 164,870,000 | 163,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 27,266,000 | 57,155,000 | 89,850,000 | 123,857,000 |
| Interest expense | 6,594,000 | 14,842,000 | 24,853,000 | 36,356,000 |
| Net interest income | 20,672,000 | 42,313,000 | 64,997,000 | 87,501,000 |
| Noninterest income | 19,535,000 | 41,540,000 | 60,662,000 | 52,930,000 |
| Noninterest expense | 20,209,000 | 41,719,000 | 62,082,000 | 65,985,000 |
| Provision for loan losses | 126,000 | -18,163,000 | -17,013,000 | -15,969,000 |
| Pretax income | 19,107,000 | 54,521,000 | 74,814,000 | 84,639,000 |
| Income tax | 7,028,000 | 19,621,000 | 26,576,000 | 28,863,000 |
| Net income | 12,079,000 | 34,900,000 | 48,238,000 | 55,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,992,000 | 178,857,000 | 169,303,000 | 169,379,000 |
| Total capital | 226,911,000 | 252,151,000 | 242,453,000 | 243,419,000 |
| Risk-weighted assets | 1,670,050,000 | 1,863,334,000 | 1,850,719,000 | 1,922,238,000 |