Call reports 2004
PNC BANK, DELAWARE — 2004
What PNC BANK, DELAWARE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,421,262,000 | 2,602,202,000 | 2,459,515,000 | 2,328,048,000 |
| Total loans | 1,229,085,000 | 1,567,628,000 | 1,552,060,000 | 1,567,957,000 |
| Allowance for loan losses | 23,791,000 | 23,073,000 | 23,553,000 | 23,295,000 |
| Securities available for sale | 981,999,000 | 760,252,000 | 660,272,000 | 603,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,050,387,000 | 2,105,875,000 | 2,058,046,000 | 2,026,942,000 |
| Interest-bearing deposits | 1,490,142,000 | 1,593,815,000 | 1,502,171,000 | 1,513,329,000 |
| Noninterest-bearing deposits | 560,245,000 | 512,060,000 | 555,875,000 | 513,613,000 |
| Equity capital | 195,907,000 | 164,874,000 | 154,266,000 | 138,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 24,974,000 | 51,194,000 | 77,853,000 | 104,262,000 |
| Interest expense | 4,114,000 | 8,474,000 | 13,523,000 | 19,453,000 |
| Net interest income | 20,860,000 | 42,720,000 | 64,330,000 | 84,809,000 |
| Noninterest income | 22,347,000 | 46,351,000 | 69,931,000 | 90,892,000 |
| Noninterest expense | 21,750,000 | 45,331,000 | 67,765,000 | 88,616,000 |
| Provision for loan losses | -414,000 | 615,000 | 1,265,000 | 669,000 |
| Pretax income | 21,871,000 | 46,854,000 | 68,947,000 | 91,173,000 |
| Income tax | 8,042,000 | 17,001,000 | 24,563,000 | 32,347,000 |
| Net income | 13,829,000 | 29,853,000 | 44,384,000 | 58,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,893,000 | 174,594,000 | 158,171,000 | 143,761,000 |
| Total capital | 255,301,000 | 245,110,000 | 228,462,000 | 213,707,000 |
| Risk-weighted assets | 1,465,592,000 | 1,637,290,000 | 1,618,363,000 | 1,591,100,000 |