Call reports 2003
PNC BANK, DELAWARE — 2003
What PNC BANK, DELAWARE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,438,337,000 | 2,536,507,000 | 2,628,546,000 | 2,314,016,000 |
| Total loans | 1,104,934,000 | 1,062,318,000 | 1,037,487,000 | 1,072,590,000 |
| Allowance for loan losses | 27,954,000 | 27,635,000 | 26,513,000 | 25,293,000 |
| Securities available for sale | 1,081,260,000 | 1,233,960,000 | 1,226,987,000 | 1,051,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,946,606,000 | 2,043,115,000 | 2,162,068,000 | 2,056,477,000 |
| Interest-bearing deposits | 1,465,515,000 | 1,443,109,000 | 1,452,440,000 | 1,465,471,000 |
| Noninterest-bearing deposits | 481,091,000 | 600,006,000 | 709,628,000 | 591,006,000 |
| Equity capital | 217,443,000 | 214,970,000 | 199,285,000 | 190,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 28,591,000 | 55,582,000 | 82,006,000 | 107,478,000 |
| Interest expense | 6,356,000 | 11,852,000 | 16,736,000 | 21,109,000 |
| Net interest income | 22,235,000 | 43,730,000 | 65,270,000 | 86,369,000 |
| Noninterest income | 24,299,000 | 51,585,000 | 76,698,000 | 99,482,000 |
| Noninterest expense | 22,791,000 | 45,668,000 | 67,586,000 | 90,325,000 |
| Provision for loan losses | 1,364,000 | 1,653,000 | 2,087,000 | 949,000 |
| Pretax income | 25,207,000 | 50,822,000 | 75,123,000 | 99,011,000 |
| Income tax | 9,306,000 | 18,469,000 | 27,039,000 | 35,408,000 |
| Net income | 15,901,000 | 32,353,000 | 48,084,000 | 63,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,549,000 | 198,025,000 | 192,778,000 | 188,045,000 |
| Total capital | 270,830,000 | 266,109,000 | 260,940,000 | 255,700,000 |
| Risk-weighted assets | 1,451,162,000 | 1,435,636,000 | 1,442,663,000 | 1,403,284,000 |