Call report 2026Q1
VALOR BANK — 2026Q1
The 22 measures VALOR BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 305,638,000 | USD | evidence → |
| Total loans | 263,540,000 | USD | evidence → |
| Allowance for loan losses | 2,288,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 266,017,000 | USD | evidence → |
| Interest-bearing deposits | 234,432,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,585,000 | USD | evidence → |
| Equity capital | 26,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,150,000 | USD | evidence → |
| Interest expense | 1,841,000 | USD | evidence → |
| Net interest income | 3,309,000 | USD | evidence → |
| Noninterest income | 624,000 | USD | evidence → |
| Noninterest expense | 2,370,000 | USD | evidence → |
| Provision for loan losses | 99,000 | USD | evidence → |
| Pretax income | 1,480,000 | USD | evidence → |
| Income tax | 73,000 | USD | evidence → |
| Net income | 1,407,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,122,000 | USD | evidence → |
| Total capital | 28,619,000 | USD | evidence → |
| Risk-weighted assets | 220,910,000 | USD | evidence → |