Call report 2020Q4
VALOR BANK — 2020Q4
The 22 measures VALOR BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,961,000 | USD | evidence → |
| Total loans | 105,797,000 | USD | evidence → |
| Allowance for loan losses | 746,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,189,000 | USD | evidence → |
| Interest-bearing deposits | 117,490,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,699,000 | USD | evidence → |
| Equity capital | 10,839,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,585,000 | USD | evidence → |
| Interest expense | 1,624,000 | USD | evidence → |
| Net interest income | 3,961,000 | USD | evidence → |
| Noninterest income | 5,188,000 | USD | evidence → |
| Noninterest expense | 5,939,000 | USD | evidence → |
| Provision for loan losses | 111,000 | USD | evidence → |
| Pretax income | 3,099,000 | USD | evidence → |
| Income tax | 126,000 | USD | evidence → |
| Net income | 2,973,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,839,000 | USD | evidence → |
| Total capital | 11,585,000 | USD | evidence → |
| Risk-weighted assets | 81,766,000 | USD | evidence → |