Call report 2014Q2
VALOR BANK — 2014Q2
The 22 measures VALOR BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,485,000 | USD | evidence → |
| Total loans | 18,160,000 | USD | evidence → |
| Allowance for loan losses | 379,000 | USD | evidence → |
| Securities available for sale | 13,660,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,336,000 | USD | evidence → |
| Interest-bearing deposits | 28,061,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,275,000 | USD | evidence → |
| Equity capital | 2,838,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 676,000 | USD | evidence → |
| Interest expense | 126,000 | USD | evidence → |
| Net interest income | 550,000 | USD | evidence → |
| Noninterest income | 97,000 | USD | evidence → |
| Noninterest expense | 504,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 133,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 133,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,718,000 | USD | evidence → |
| Total capital | 2,965,000 | USD | evidence → |
| Risk-weighted assets | 19,613,000 | USD | evidence → |