Call report 2013Q4
VALOR BANK — 2013Q4
The 22 measures VALOR BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,811,000 | USD | evidence → |
| Total loans | 19,886,000 | USD | evidence → |
| Allowance for loan losses | 330,000 | USD | evidence → |
| Securities available for sale | 18,312,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,133,000 | USD | evidence → |
| Interest-bearing deposits | 29,868,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,265,000 | USD | evidence → |
| Equity capital | 2,569,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,388,000 | USD | evidence → |
| Interest expense | 310,000 | USD | evidence → |
| Net interest income | 1,078,000 | USD | evidence → |
| Noninterest income | 182,000 | USD | evidence → |
| Noninterest expense | 944,000 | USD | evidence → |
| Provision for loan losses | 142,000 | USD | evidence → |
| Pretax income | 217,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 217,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,583,000 | USD | evidence → |
| Total capital | 2,843,000 | USD | evidence → |
| Risk-weighted assets | 20,762,000 | USD | evidence → |