Call report 2012Q4
VALOR BANK — 2012Q4
The 22 measures VALOR BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,790,000 | USD | evidence → |
| Total loans | 17,882,000 | USD | evidence → |
| Allowance for loan losses | 263,000 | USD | evidence → |
| Securities available for sale | 18,899,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,426,000 | USD | evidence → |
| Interest-bearing deposits | 29,149,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,277,000 | USD | evidence → |
| Equity capital | 3,104,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,483,000 | USD | evidence → |
| Interest expense | 318,000 | USD | evidence → |
| Net interest income | 1,165,000 | USD | evidence → |
| Noninterest income | 177,000 | USD | evidence → |
| Noninterest expense | 976,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 475,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 475,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,652,000 | USD | evidence → |
| Total capital | 2,896,000 | USD | evidence → |
| Risk-weighted assets | 19,499,000 | USD | evidence → |