Call report 2010Q4
VALOR BANK — 2010Q4
The 22 measures VALOR BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 31,325,000 | USD | evidence → |
| Total loans | 16,933,000 | USD | evidence → |
| Allowance for loan losses | 276,000 | USD | evidence → |
| Securities available for sale | 12,777,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,528,000 | USD | evidence → |
| Interest-bearing deposits | 24,157,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,371,000 | USD | evidence → |
| Equity capital | 2,460,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,580,000 | USD | evidence → |
| Interest expense | 415,000 | USD | evidence → |
| Net interest income | 1,165,000 | USD | evidence → |
| Noninterest income | 164,000 | USD | evidence → |
| Noninterest expense | 918,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 386,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 386,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,254,000 | USD | evidence → |
| Total capital | 2,474,000 | USD | evidence → |
| Risk-weighted assets | 17,578,000 | USD | evidence → |