Call report 2008Q4
VALOR BANK — 2008Q4
The 22 measures VALOR BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,552,000 | USD | evidence → |
| Total loans | 17,292,000 | USD | evidence → |
| Allowance for loan losses | 260,000 | USD | evidence → |
| Securities available for sale | 6,485,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,249,000 | USD | evidence → |
| Interest-bearing deposits | 18,482,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,767,000 | USD | evidence → |
| Equity capital | 2,222,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,640,000 | USD | evidence → |
| Interest expense | 590,000 | USD | evidence → |
| Net interest income | 1,050,000 | USD | evidence → |
| Noninterest income | 160,000 | USD | evidence → |
| Noninterest expense | 839,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 343,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 343,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,945,000 | USD | evidence → |
| Total capital | 2,161,000 | USD | evidence → |
| Risk-weighted assets | 17,219,000 | USD | evidence → |