Call report 2008Q2
VALOR BANK — 2008Q2
The 22 measures VALOR BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,894,000 | USD | evidence → |
| Total loans | 16,180,000 | USD | evidence → |
| Allowance for loan losses | 193,000 | USD | evidence → |
| Securities available for sale | 5,157,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,568,000 | USD | evidence → |
| Interest-bearing deposits | 19,605,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,963,000 | USD | evidence → |
| Equity capital | 1,899,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 826,000 | USD | evidence → |
| Interest expense | 321,000 | USD | evidence → |
| Net interest income | 505,000 | USD | evidence → |
| Noninterest income | 81,000 | USD | evidence → |
| Noninterest expense | 408,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 190,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 190,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,987,000 | USD | evidence → |
| Total capital | 2,180,000 | USD | evidence → |
| Risk-weighted assets | 16,589,000 | USD | evidence → |