Call report 2007Q2
VALOR BANK — 2007Q2
The 22 measures VALOR BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,312,000 | USD | evidence → |
| Total loans | 16,917,000 | USD | evidence → |
| Allowance for loan losses | 321,000 | USD | evidence → |
| Securities available for sale | 4,596,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,084,000 | USD | evidence → |
| Interest-bearing deposits | 18,993,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,091,000 | USD | evidence → |
| Equity capital | 1,767,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 805,000 | USD | evidence → |
| Interest expense | 344,000 | USD | evidence → |
| Net interest income | 461,000 | USD | evidence → |
| Noninterest income | 72,000 | USD | evidence → |
| Noninterest expense | 368,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 120,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 120,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,881,000 | USD | evidence → |
| Total capital | 2,094,000 | USD | evidence → |
| Risk-weighted assets | 16,967,000 | USD | evidence → |