Call report 2004Q2
VALOR BANK — 2004Q2
The 22 measures VALOR BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,583,000 | USD | evidence → |
| Total loans | 12,037,000 | USD | evidence → |
| Allowance for loan losses | 134,000 | USD | evidence → |
| Securities available for sale | 7,152,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,450,000 | USD | evidence → |
| Interest-bearing deposits | 17,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,713,000 | USD | evidence → |
| Equity capital | 1,783,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 608,000 | USD | evidence → |
| Interest expense | 161,000 | USD | evidence → |
| Net interest income | 447,000 | USD | evidence → |
| Noninterest income | 77,000 | USD | evidence → |
| Noninterest expense | 357,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 152,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 152,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,788,000 | USD | evidence → |
| Total capital | 1,922,000 | USD | evidence → |
| Risk-weighted assets | 13,594,000 | USD | evidence → |