Call reports 2025
FAIRMOUNT STATE BANK, THE — 2025
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 57,529,000 | 57,649,000 | 59,555,000 | 58,007,000 |
| Total loans | 42,314,000 | 44,029,000 | 46,081,000 | 45,711,000 |
| Allowance for loan losses | 726,000 | 767,000 | 820,000 | 887,000 |
| Securities available for sale | 8,410,000 | 8,492,000 | 7,989,000 | 8,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,706,000 | 49,945,000 | 48,829,000 | 47,375,000 |
| Interest-bearing deposits | 35,401,000 | 35,633,000 | 33,832,000 | 34,179,000 |
| Noninterest-bearing deposits | 15,305,000 | 14,312,000 | 14,997,000 | 13,196,000 |
| Equity capital | 6,664,000 | 6,771,000 | 6,904,000 | 6,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,496,000 | 2,279,000 | 3,065,000 |
| Interest expense | 162,000 | 328,000 | 505,000 | 694,000 |
| Net interest income | 569,000 | 1,168,000 | 1,774,000 | 2,371,000 |
| Noninterest income | 42,000 | 85,000 | 128,000 | 176,000 |
| Noninterest expense | 403,000 | 874,000 | 1,338,000 | 1,972,000 |
| Provision for loan losses | 75,000 | 175,000 | 255,000 | 349,000 |
| Pretax income | 128,000 | 199,000 | 304,000 | 221,000 |
| Income tax | 36,000 | 63,000 | 85,000 | 85,000 |
| Net income | 92,000 | 136,000 | 219,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,395,000 | 7,441,000 | 7,452,000 | 7,368,000 |
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