Call reports 2022
FAIRMOUNT STATE BANK, THE — 2022
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 58,239,000 | 61,477,000 | 56,930,000 | 58,734,000 |
| Total loans | 34,177,000 | 35,268,000 | 37,720,000 | 38,634,000 |
| Allowance for loan losses | 219,000 | 227,000 | 293,000 | 294,000 |
| Securities available for sale | 15,290,000 | 14,956,000 | 12,477,000 | 12,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,072,000 | 55,471,000 | 50,201,000 | 49,735,000 |
| Interest-bearing deposits | 34,596,000 | 34,582,000 | 34,068,000 | 33,753,000 |
| Noninterest-bearing deposits | 17,476,000 | 20,889,000 | 16,133,000 | 15,982,000 |
| Equity capital | 5,822,000 | 5,642,000 | 5,534,000 | 5,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 987,000 | 1,532,000 | 2,080,000 |
| Interest expense | 29,000 | 60,000 | 92,000 | 137,000 |
| Net interest income | 447,000 | 927,000 | 1,440,000 | 1,943,000 |
| Noninterest income | 49,000 | 106,000 | 153,000 | 204,000 |
| Noninterest expense | 409,000 | 819,000 | 1,217,000 | 1,658,000 |
| Provision for loan losses | 35,000 | 82,000 | 134,000 | 179,000 |
| Pretax income | 52,000 | 132,000 | 242,000 | 306,000 |
| Income tax | 16,000 | 34,000 | 55,000 | 69,000 |
| Net income | 36,000 | 98,000 | 187,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,874,000 | 6,936,000 | 7,026,000 | 6,995,000 |