Call reports 2019
FAIRMOUNT STATE BANK, THE — 2019
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 43,877,000 | 45,194,000 | 43,391,000 | 45,468,000 |
| Total loans | 25,699,000 | 27,613,000 | 29,329,000 | 30,826,000 |
| Allowance for loan losses | 212,000 | 216,000 | 243,000 | 236,000 |
| Securities available for sale | 8,396,000 | 7,981,000 | 7,295,000 | 7,401,000 |
| Securities held to maturity | 1,000 | 2,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,304,000 | 38,535,000 | 36,708,000 | 38,835,000 |
| Interest-bearing deposits | 22,227,000 | 27,452,000 | 25,122,000 | 26,393,000 |
| Noninterest-bearing deposits | 15,077,000 | 11,083,000 | 11,586,000 | 12,442,000 |
| Equity capital | 6,204,000 | 6,278,000 | 6,290,000 | 6,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 942,000 | 1,439,000 | 1,946,000 |
| Interest expense | 31,000 | 65,000 | 100,000 | 136,000 |
| Net interest income | 434,000 | 877,000 | 1,339,000 | 1,810,000 |
| Noninterest income | 39,000 | 82,000 | 125,000 | 174,000 |
| Noninterest expense | 348,000 | 697,000 | 1,055,000 | 1,488,000 |
| Provision for loan losses | 37,000 | 158,000 | 205,000 | 245,000 |
| Pretax income | 88,000 | 104,000 | 204,000 | 251,000 |
| Income tax | 19,000 | 30,000 | 34,000 | 63,000 |
| Net income | 69,000 | 74,000 | 170,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,636,000 | 6,816,000 | 6,740,000 | 6,655,000 |
| Total capital | 6,848,000 | 7,032,000 | 6,983,000 | 6,891,000 |
| Risk-weighted assets | 27,352,000 | 29,249,000 | 31,907,000 | 32,282,000 |