Call reports 2018
FAIRMOUNT STATE BANK, THE — 2018
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 46,593,000 | 42,787,000 | 42,605,000 | 44,431,000 |
| Total loans | 21,250,000 | 24,299,000 | 25,132,000 | 26,447,000 |
| Allowance for loan losses | 189,000 | 208,000 | 231,000 | 223,000 |
| Securities available for sale | 8,429,000 | 8,391,000 | 8,167,000 | 8,584,000 |
| Securities held to maturity | 501,000 | 501,000 | 501,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,038,000 | 36,200,000 | 35,959,000 | 37,963,000 |
| Interest-bearing deposits | 28,628,000 | 24,847,000 | 25,469,000 | 26,717,000 |
| Noninterest-bearing deposits | 11,410,000 | 11,353,000 | 10,490,000 | 11,246,000 |
| Equity capital | 6,013,000 | 6,040,000 | 6,061,000 | 6,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 807,000 | 1,237,000 | 1,688,000 |
| Interest expense | 26,000 | 54,000 | 78,000 | 106,000 |
| Net interest income | 363,000 | 753,000 | 1,159,000 | 1,582,000 |
| Noninterest income | 46,000 | 95,000 | 148,000 | 194,000 |
| Noninterest expense | 319,000 | 636,000 | 976,000 | 1,350,000 |
| Provision for loan losses | 28,000 | 65,000 | 126,000 | 159,000 |
| Pretax income | 62,000 | 147,000 | 205,000 | 267,000 |
| Income tax | 18,000 | 43,000 | 45,000 | 46,000 |
| Net income | 44,000 | 104,000 | 160,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,514,000 | 6,574,000 | 6,630,000 | 6,566,000 |
| Total capital | 6,703,000 | 6,782,000 | 6,861,000 | 6,790,000 |
| Risk-weighted assets | 23,381,000 | 26,092,000 | 34,738,000 | 36,640,000 |