Call reports 2017
FAIRMOUNT STATE BANK, THE — 2017
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,114,000 | 44,889,000 | 44,880,000 | 46,572,000 |
| Total loans | 20,372,000 | 20,836,000 | 21,494,000 | 22,575,000 |
| Allowance for loan losses | 241,000 | 221,000 | 242,000 | 218,000 |
| Securities available for sale | 8,642,000 | 8,636,000 | 8,300,000 | 7,718,000 |
| Securities held to maturity | 501,000 | 501,000 | 501,000 | 501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,350,000 | 38,032,000 | 38,009,000 | 39,984,000 |
| Interest-bearing deposits | 27,823,000 | 26,542,000 | 28,512,000 | 28,645,000 |
| Noninterest-bearing deposits | 9,526,000 | 11,490,000 | 9,497,000 | 11,339,000 |
| Equity capital | 5,980,000 | 6,042,000 | 6,019,000 | 6,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 732,000 | 1,096,000 | 1,492,000 |
| Interest expense | 23,000 | 46,000 | 71,000 | 96,000 |
| Net interest income | 344,000 | 686,000 | 1,025,000 | 1,396,000 |
| Noninterest income | 39,000 | 80,000 | 123,000 | 182,000 |
| Noninterest expense | 321,000 | 626,000 | 963,000 | 1,290,000 |
| Provision for loan losses | 8,000 | 13,000 | 53,000 | 78,000 |
| Pretax income | 54,000 | 127,000 | 132,000 | 210,000 |
| Income tax | 0 | 4,000 | 6,000 | 40,000 |
| Net income | 54,000 | 123,000 | 126,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,375,000 | 6,443,000 | 6,447,000 | 6,470,000 |
| Total capital | 6,616,000 | 6,664,000 | 6,689,000 | 6,688,000 |
| Risk-weighted assets | 23,039,000 | 23,522,000 | 24,226,000 | 25,132,000 |