Call reports 2016
FAIRMOUNT STATE BANK, THE — 2016
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 42,466,000 | 44,341,000 | 43,028,000 | 42,147,000 |
| Total loans | 18,792,000 | 20,048,000 | 21,380,000 | 21,361,000 |
| Allowance for loan losses | 255,000 | 245,000 | 237,000 | 253,000 |
| Securities available for sale | 10,420,000 | 9,921,000 | 9,527,000 | 8,843,000 |
| Securities held to maturity | 7,000 | 7,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,709,000 | 37,547,000 | 36,176,000 | 35,472,000 |
| Interest-bearing deposits | 26,223,000 | 26,192,000 | 25,743,000 | 26,066,000 |
| Noninterest-bearing deposits | 9,486,000 | 11,355,000 | 10,433,000 | 9,406,000 |
| Equity capital | 6,090,000 | 6,102,000 | 6,122,000 | 5,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 693,000 | 1,070,000 | 1,437,000 |
| Interest expense | 22,000 | 45,000 | 68,000 | 92,000 |
| Net interest income | 326,000 | 648,000 | 1,002,000 | 1,345,000 |
| Noninterest income | 43,000 | 92,000 | 133,000 | 178,000 |
| Noninterest expense | 307,000 | 653,000 | 1,000,000 | 1,282,000 |
| Provision for loan losses | 23,000 | 32,000 | 38,000 | 58,000 |
| Pretax income | 39,000 | 55,000 | 97,000 | 183,000 |
| Income tax | 6,000 | 9,000 | 11,000 | 41,000 |
| Net income | 33,000 | 46,000 | 86,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,212,000 | 6,224,000 | 6,265,000 | 6,320,000 |
| Total capital | 6,467,000 | 6,469,000 | 6,502,000 | 6,573,000 |
| Risk-weighted assets | 21,750,000 | 23,017,000 | 23,993,000 | 24,115,000 |