Call reports 2015
FAIRMOUNT STATE BANK, THE — 2015
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,743,000 | 41,778,000 | 42,321,000 | 43,017,000 |
| Total loans | 17,972,000 | 18,640,000 | 19,507,000 | 19,754,000 |
| Allowance for loan losses | 298,000 | 279,000 | 256,000 | 224,000 |
| Securities available for sale | 14,255,000 | 12,858,000 | 12,646,000 | 11,303,000 |
| Securities held to maturity | 12,000 | 11,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,842,000 | 34,898,000 | 35,377,000 | 36,370,000 |
| Interest-bearing deposits | 24,700,000 | 24,906,000 | 26,299,000 | 26,242,000 |
| Noninterest-bearing deposits | 10,142,000 | 9,992,000 | 9,078,000 | 10,128,000 |
| Equity capital | 6,001,000 | 5,949,000 | 5,980,000 | 6,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 711,000 | 1,071,000 | 1,429,000 |
| Interest expense | 24,000 | 46,000 | 70,000 | 95,000 |
| Net interest income | 325,000 | 665,000 | 1,001,000 | 1,334,000 |
| Noninterest income | 37,000 | 78,000 | 119,000 | 177,000 |
| Noninterest expense | 341,000 | 697,000 | 1,031,000 | 1,410,000 |
| Provision for loan losses | 11,000 | 11,000 | 39,000 | 39,000 |
| Pretax income | 10,000 | 110,000 | 125,000 | 137,000 |
| Income tax | 2,000 | 6,000 | 6,000 | 2,000 |
| Net income | 8,000 | 104,000 | 119,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,101,000 | 6,197,000 | 6,212,000 | 6,179,000 |
| Total capital | 6,359,000 | 6,464,000 | 6,468,000 | 6,403,000 |
| Risk-weighted assets | 20,611,000 | 21,370,000 | 22,302,000 | 22,726,000 |