Call reports 2012
FAIRMOUNT STATE BANK, THE — 2012
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,582,000 | 41,678,000 | 40,849,000 | 43,542,000 |
| Total loans | 14,441,000 | 15,680,000 | 16,512,000 | 15,932,000 |
| Allowance for loan losses | 322,000 | 333,000 | 335,000 | 293,000 |
| Securities available for sale | 17,497,000 | 17,803,000 | 17,650,000 | 17,555,000 |
| Securities held to maturity | 31,000 | 30,000 | 28,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,502,000 | 34,226,000 | 33,349,000 | 36,177,000 |
| Interest-bearing deposits | 23,195,000 | 24,886,000 | 24,894,000 | 25,861,000 |
| Noninterest-bearing deposits | 11,307,000 | 9,340,000 | 8,455,000 | 10,316,000 |
| Equity capital | 6,173,000 | 6,406,000 | 6,439,000 | 6,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 765,000 | 1,149,000 | 1,532,000 |
| Interest expense | 59,000 | 114,000 | 168,000 | 217,000 |
| Net interest income | 329,000 | 651,000 | 981,000 | 1,315,000 |
| Noninterest income | 42,000 | 84,000 | 81,000 | 121,000 |
| Noninterest expense | 308,000 | 618,000 | 906,000 | 1,237,000 |
| Provision for loan losses | 18,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | 45,000 | 69,000 | 108,000 | 151,000 |
| Income tax | 4,000 | 4,000 | 4,000 | -20,000 |
| Net income | 41,000 | 65,000 | 104,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,920,000 | 5,943,000 | 5,983,000 | 6,000,000 |
| Total capital | 6,111,000 | 6,190,000 | 6,239,000 | 6,248,000 |
| Risk-weighted assets | 18,463,000 | 19,674,000 | 20,413,000 | 19,830,000 |