Call reports 2011
FAIRMOUNT STATE BANK, THE — 2011
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,823,000 | 39,125,000 | 40,297,000 | 40,816,000 |
| Total loans | 15,145,000 | 15,351,000 | 16,213,000 | 16,754,000 |
| Allowance for loan losses | 308,000 | 306,000 | 289,000 | 304,000 |
| Securities available for sale | 16,587,000 | 16,870,000 | 17,415,000 | 17,326,000 |
| Securities held to maturity | 37,000 | 36,000 | 34,000 | 33,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,587,000 | 32,573,000 | 32,989,000 | 33,616,000 |
| Interest-bearing deposits | 22,290,000 | 21,628,000 | 25,051,000 | 21,541,000 |
| Noninterest-bearing deposits | 10,297,000 | 10,945,000 | 7,938,000 | 12,075,000 |
| Equity capital | 5,674,000 | 5,921,000 | 6,345,000 | 6,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 798,000 | 1,211,000 | 1,622,000 |
| Interest expense | 79,000 | 156,000 | 225,000 | 292,000 |
| Net interest income | 319,000 | 642,000 | 986,000 | 1,330,000 |
| Noninterest income | 38,000 | 84,000 | 128,000 | 173,000 |
| Noninterest expense | 289,000 | 606,000 | 927,000 | 1,239,000 |
| Provision for loan losses | 0 | 31,000 | 49,000 | 76,000 |
| Pretax income | 68,000 | 89,000 | 138,000 | 188,000 |
| Income tax | 3,000 | 3,000 | 4,000 | 8,000 |
| Net income | 65,000 | 86,000 | 134,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,765,000 | 5,785,000 | 5,833,000 | 5,880,000 |
| Total capital | 6,004,000 | 6,027,000 | 6,089,000 | 6,144,000 |
| Risk-weighted assets | 19,047,000 | 19,327,000 | 20,445,000 | 21,109,000 |