Call reports 2007
FAIRMOUNT STATE BANK, THE — 2007
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 32,890,000 | 32,456,000 | 32,227,000 | 31,739,000 |
| Total loans | 16,992,000 | 17,339,000 | 17,880,000 | 16,202,000 |
| Allowance for loan losses | 325,000 | 324,000 | 317,000 | 289,000 |
| Securities available for sale | 4,753,000 | 4,740,000 | 4,223,000 | 5,518,000 |
| Securities held to maturity | 87,000 | 82,000 | 76,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,188,000 | 26,696,000 | 26,328,000 | 26,040,000 |
| Interest-bearing deposits | 20,939,000 | 20,797,000 | 20,699,000 | 20,310,000 |
| Noninterest-bearing deposits | 6,249,000 | 5,899,000 | 5,629,000 | 5,730,000 |
| Equity capital | 5,305,000 | 5,370,000 | 5,482,000 | 5,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 983,000 | 1,487,000 | 1,987,000 |
| Interest expense | 129,000 | 262,000 | 401,000 | 541,000 |
| Net interest income | 356,000 | 721,000 | 1,086,000 | 1,446,000 |
| Noninterest income | 30,000 | 54,000 | 75,000 | 116,000 |
| Noninterest expense | 258,000 | 508,000 | 747,000 | 1,073,000 |
| Provision for loan losses | 11,000 | 28,000 | 28,000 | 34,000 |
| Pretax income | 117,000 | 239,000 | 386,000 | 455,000 |
| Income tax | 41,000 | 88,000 | 143,000 | 83,000 |
| Net income | 76,000 | 151,000 | 243,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,182,000 | 5,257,000 | 5,590,000 | 5,500,000 |
| Total capital | 5,424,000 | 5,502,000 | 5,842,000 | 5,732,000 |
| Risk-weighted assets | 19,267,000 | 19,530,000 | 20,125,000 | 18,530,000 |