Call reports 2005
FAIRMOUNT STATE BANK, THE — 2005
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 34,552,000 | 33,916,000 | 34,192,000 | 34,715,000 |
| Total loans | 17,524,000 | 17,844,000 | 18,584,000 | 17,921,000 |
| Allowance for loan losses | 318,000 | 338,000 | 301,000 | 316,000 |
| Securities available for sale | 6,537,000 | 6,224,000 | 5,238,000 | 5,417,000 |
| Securities held to maturity | 136,000 | 128,000 | 123,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,343,000 | 28,634,000 | 28,800,000 | 29,460,000 |
| Interest-bearing deposits | 21,855,000 | 21,928,000 | 22,853,000 | 23,307,000 |
| Noninterest-bearing deposits | 7,488,000 | 6,706,000 | 5,947,000 | 6,153,000 |
| Equity capital | 5,001,000 | 5,069,000 | 5,144,000 | 5,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 889,000 | 1,358,000 | 1,833,000 |
| Interest expense | 109,000 | 220,000 | 344,000 | 464,000 |
| Net interest income | 331,000 | 669,000 | 1,014,000 | 1,369,000 |
| Noninterest income | 39,000 | 97,000 | 135,000 | 177,000 |
| Noninterest expense | 278,000 | 553,000 | 801,000 | 1,112,000 |
| Provision for loan losses | 4,000 | 36,000 | 42,000 | 63,000 |
| Pretax income | 88,000 | 177,000 | 306,000 | 371,000 |
| Income tax | 29,000 | 61,000 | 109,000 | 125,000 |
| Net income | 59,000 | 116,000 | 197,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,022,000 | 5,079,000 | 5,160,000 | 5,026,000 |
| Total capital | 5,265,000 | 5,326,000 | 5,415,000 | 5,276,000 |
| Risk-weighted assets | 19,339,000 | 19,685,000 | 20,315,000 | 19,939,000 |
Machine access — free, no API key
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