Call reports 2002
FAIRMOUNT STATE BANK, THE — 2002
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,520,000 | 34,951,000 | 32,879,000 | 34,058,000 |
| Total loans | 16,217,000 | 18,455,000 | 19,492,000 | 18,713,000 |
| Allowance for loan losses | 352,000 | 347,000 | 347,000 | 343,000 |
| Securities available for sale | 7,995,000 | 8,139,000 | 7,452,000 | 6,916,000 |
| Securities held to maturity | 385,000 | 349,000 | 324,000 | 298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,668,000 | 29,954,000 | 27,735,000 | 28,974,000 |
| Interest-bearing deposits | 24,276,000 | 23,879,000 | 23,086,000 | 22,707,000 |
| Noninterest-bearing deposits | 4,392,000 | 6,075,000 | 4,649,000 | 6,267,000 |
| Equity capital | 4,565,000 | 4,663,000 | 4,798,000 | 4,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 981,000 | 1,499,000 | 1,988,000 |
| Interest expense | 226,000 | 441,000 | 645,000 | 823,000 |
| Net interest income | 265,000 | 540,000 | 854,000 | 1,165,000 |
| Noninterest income | 33,000 | 64,000 | 105,000 | 208,000 |
| Noninterest expense | 245,000 | 511,000 | 738,000 | 1,001,000 |
| Provision for loan losses | 7,000 | 10,000 | 10,000 | 25,000 |
| Pretax income | 46,000 | 83,000 | 217,000 | 353,000 |
| Income tax | 8,000 | 13,000 | 46,000 | 98,000 |
| Net income | 38,000 | 70,000 | 171,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,500,000 | 4,532,000 | 4,633,000 | 4,617,000 |
| Total capital | 4,733,000 | 4,793,000 | 4,903,000 | 4,885,000 |
| Risk-weighted assets | 18,509,000 | 20,788,000 | 21,520,000 | 21,343,000 |