Call reports 2001
FAIRMOUNT STATE BANK, THE — 2001
What FAIRMOUNT STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,735,000 | 32,354,000 | 31,944,000 | 32,762,000 |
| Total loans | 14,471,000 | 16,165,000 | 16,839,000 | 16,517,000 |
| Allowance for loan losses | 263,000 | 258,000 | 272,000 | 350,000 |
| Securities available for sale | 5,737,000 | 6,427,000 | 6,325,000 | 7,697,000 |
| Securities held to maturity | 508,000 | 469,000 | 437,000 | 409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,870,000 | 27,436,000 | 26,925,000 | 27,893,000 |
| Interest-bearing deposits | 23,143,000 | 22,167,000 | 22,425,000 | 23,175,000 |
| Noninterest-bearing deposits | 4,727,000 | 5,269,000 | 4,500,000 | 4,718,000 |
| Equity capital | 4,518,000 | 4,543,000 | 4,635,000 | 4,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,090,000 | 1,642,000 | 2,169,000 |
| Interest expense | 246,000 | 514,000 | 767,000 | 1,016,000 |
| Net interest income | 292,000 | 576,000 | 875,000 | 1,153,000 |
| Noninterest income | 31,000 | 63,000 | 99,000 | 154,000 |
| Noninterest expense | 236,000 | 493,000 | 738,000 | 1,003,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 70,000 |
| Pretax income | 72,000 | 116,000 | 191,000 | 234,000 |
| Income tax | 17,000 | 31,000 | 47,000 | 43,000 |
| Net income | 55,000 | 85,000 | 144,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,426,000 | 4,455,000 | 4,514,000 | 4,462,000 |
| Total capital | 4,647,000 | 4,691,000 | 4,758,000 | 4,702,000 |
| Risk-weighted assets | 17,669,000 | 18,919,000 | 19,530,000 | 19,105,000 |