Call reports 2025
GBANK — 2025
What GBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,186,200,000 | 1,228,360,000 | 1,297,104,000 | 1,355,585,000 |
| Total loans | 884,678,000 | 916,871,000 | 1,007,383,000 | 1,005,278,000 |
| Allowance for loan losses | 8,997,000 | 9,205,000 | 10,577,000 | 9,890,000 |
| Securities available for sale | 71,468,000 | 82,886,000 | 85,774,000 | 71,038,000 |
| Securities held to maturity | 39,903,000 | 39,516,000 | 38,578,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,007,457,000 | 1,043,326,000 | 1,102,589,000 | 1,152,863,000 |
| Interest-bearing deposits | 753,295,000 | 803,294,000 | 864,578,000 | 928,682,000 |
| Noninterest-bearing deposits | 254,162,000 | 240,032,000 | 238,011,000 | 224,181,000 |
| Equity capital | 158,736,000 | 164,398,000 | 171,057,000 | 178,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,409,000 | 39,964,000 | 61,586,000 | 84,326,000 |
| Interest expense | 7,230,000 | 15,135,000 | 23,473,000 | 32,472,000 |
| Net interest income | 12,179,000 | 24,829,000 | 38,113,000 | 51,854,000 |
| Noninterest income | 5,490,000 | 10,903,000 | 18,110,000 | 24,977,000 |
| Noninterest expense | 9,405,000 | 18,706,000 | 30,156,000 | 40,897,000 |
| Provision for loan losses | 710,000 | 1,789,000 | 3,997,000 | 3,866,000 |
| Pretax income | 7,543,000 | 15,213,000 | 22,034,000 | 32,510,000 |
| Income tax | 1,739,000 | 3,551,000 | 5,124,000 | 7,718,000 |
| Net income | 5,804,000 | 11,662,000 | 16,910,000 | 24,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,745,000 | 165,603,000 | 170,851,000 | 178,732,000 |