Call reports 2023
GBANK — 2023
What GBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 685,054,000 | 684,597,000 | 729,082,000 | 916,726,000 |
| Total loans | 441,073,000 | 454,329,000 | 522,025,000 | 683,722,000 |
| Allowance for loan losses | 6,860,000 | 7,168,000 | 6,630,000 | 7,088,000 |
| Securities available for sale | 2,927,000 | 2,833,000 | 2,703,000 | 2,660,000 |
| Securities held to maturity | 109,567,000 | 109,004,000 | 98,299,000 | 97,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 566,023,000 | 562,621,000 | 601,663,000 | 753,621,000 |
| Interest-bearing deposits | 271,051,000 | 334,131,000 | 381,873,000 | 529,004,000 |
| Noninterest-bearing deposits | 294,972,000 | 228,490,000 | 219,790,000 | 224,617,000 |
| Equity capital | 106,208,000 | 108,918,000 | 113,129,000 | 117,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,004,000 | 22,626,000 | 35,684,000 | 51,283,000 |
| Interest expense | 1,563,000 | 4,125,000 | 7,239,000 | 12,046,000 |
| Net interest income | 9,441,000 | 18,501,000 | 28,445,000 | 39,237,000 |
| Noninterest income | 3,059,000 | 5,287,000 | 6,373,000 | 7,805,000 |
| Noninterest expense | 8,000,000 | 15,304,000 | 23,193,000 | 29,857,000 |
| Provision for loan losses | 0 | 408,000 | 634,000 | 1,092,000 |
| Pretax income | 4,500,000 | 8,076,000 | 10,991,000 | 16,093,000 |
| Income tax | 828,000 | 1,687,000 | 2,351,000 | 3,334,000 |
| Net income | 3,672,000 | 6,389,000 | 8,640,000 | 12,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,431,000 | 109,149,000 | 113,399,000 | 117,518,000 |