Call reports 2021
GBANK — 2021
What GBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 521,174,000 | 543,692,000 | 553,345,000 | 620,089,000 |
| Total loans | 330,534,000 | 302,011,000 | 321,353,000 | 356,243,000 |
| Allowance for loan losses | 5,405,000 | 5,855,000 | 5,900,000 | 6,150,000 |
| Securities available for sale | 2,707,000 | 2,580,000 | 2,455,000 | 3,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,412,000 | 469,710,000 | 476,997,000 | 520,868,000 |
| Interest-bearing deposits | 204,213,000 | 239,784,000 | 236,895,000 | 276,295,000 |
| Noninterest-bearing deposits | 243,199,000 | 229,927,000 | 240,102,000 | 244,573,000 |
| Equity capital | 61,666,000 | 65,216,000 | 68,035,000 | 90,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,338,000 | 8,936,000 | 13,769,000 | 19,094,000 |
| Interest expense | 268,000 | 535,000 | 831,000 | 1,097,000 |
| Net interest income | 4,070,000 | 8,401,000 | 12,938,000 | 17,997,000 |
| Noninterest income | 2,372,000 | 8,411,000 | 12,962,000 | 19,406,000 |
| Noninterest expense | 4,479,000 | 9,726,000 | 15,059,000 | 20,654,000 |
| Provision for loan losses | 336,000 | 786,000 | 831,000 | 1,081,000 |
| Pretax income | 1,627,000 | 6,300,000 | 10,010,000 | 15,668,000 |
| Income tax | 391,000 | 1,512,000 | 2,402,000 | 3,760,000 |
| Net income | 1,236,000 | 4,788,000 | 7,608,000 | 11,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,646,000 | 65,196,000 | 68,016,000 | 90,316,000 |