Call reports 2020
GBANK — 2020
What GBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 345,952,000 | 409,670,000 | 430,245,000 | 470,732,000 |
| Total loans | 242,505,000 | 321,635,000 | 354,298,000 | 305,327,000 |
| Allowance for loan losses | 3,324,000 | 3,609,000 | 4,809,000 | 5,069,000 |
| Securities available for sale | 3,345,000 | 3,228,000 | 3,104,000 | 2,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,176,000 | 348,137,000 | 362,334,000 | 399,190,000 |
| Interest-bearing deposits | 160,456,000 | 166,579,000 | 183,343,000 | 185,902,000 |
| Noninterest-bearing deposits | 136,720,000 | 181,558,000 | 178,991,000 | 213,288,000 |
| Equity capital | 44,843,000 | 45,707,000 | 50,642,000 | 60,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,183,000 | 7,780,000 | 12,080,000 | 16,799,000 |
| Interest expense | 602,000 | 914,000 | 1,216,000 | 1,511,000 |
| Net interest income | 3,581,000 | 6,866,000 | 10,864,000 | 15,288,000 |
| Noninterest income | 1,160,000 | 2,696,000 | 6,585,000 | 12,072,000 |
| Noninterest expense | 3,402,000 | 6,843,000 | 11,059,000 | 15,465,000 |
| Provision for loan losses | 267,000 | 552,000 | 1,752,000 | 2,012,000 |
| Pretax income | 1,072,000 | 2,167,000 | 4,638,000 | 9,883,000 |
| Income tax | 225,000 | 455,000 | 1,007,000 | 2,473,000 |
| Net income | 847,000 | 1,712,000 | 3,631,000 | 7,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,476,000 | 45,068,000 | 50,631,000 | 60,408,000 |
| Total capital | 47,232,000 | 48,250,000 | — | — |
| Risk-weighted assets | 219,519,000 | 253,474,000 | — | — |