Call reports 2019
GBANK — 2019
What GBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 253,298,000 | 274,503,000 | 312,847,000 | 343,731,000 |
| Total loans | 201,593,000 | 217,673,000 | 215,585,000 | 229,876,000 |
| Allowance for loan losses | 2,907,000 | 2,871,000 | 2,903,000 | 3,057,000 |
| Securities available for sale | 3,821,000 | 3,711,000 | 3,578,000 | 3,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,957,000 | 235,539,000 | 271,577,000 | 298,775,000 |
| Interest-bearing deposits | 111,520,000 | 128,549,000 | 156,346,000 | 168,594,000 |
| Noninterest-bearing deposits | 104,437,000 | 106,990,000 | 115,231,000 | 130,182,000 |
| Equity capital | 34,276,000 | 35,471,000 | 37,429,000 | 40,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,551,000 | 7,549,000 | 11,813,000 | 16,178,000 |
| Interest expense | 300,000 | 771,000 | 1,391,000 | 2,061,000 |
| Net interest income | 3,251,000 | 6,778,000 | 10,422,000 | 14,117,000 |
| Noninterest income | 1,296,000 | 2,649,000 | 4,196,000 | 5,215,000 |
| Noninterest expense | 2,503,000 | 5,262,000 | 7,942,000 | 10,537,000 |
| Provision for loan losses | 677,000 | 1,293,000 | 1,325,000 | 1,479,000 |
| Pretax income | 1,367,000 | 2,872,000 | 5,351,000 | 7,316,000 |
| Income tax | 293,000 | 622,000 | 1,143,000 | 1,557,000 |
| Net income | 1,074,000 | 2,250,000 | 4,208,000 | 5,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,304,000 | 34,499,000 | 36,318,000 | 40,298,000 |
| Total capital | 35,714,000 | 37,018,000 | 38,758,000 | 42,980,000 |
| Risk-weighted assets | 191,288,000 | 200,177,000 | 193,604,000 | 213,451,000 |