Call reports 2016
GBANK — 2016
What GBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 149,358,000 | 144,654,000 | 159,522,000 | 159,043,000 |
| Total loans | 99,171,000 | 104,100,000 | 123,419,000 | 122,170,000 |
| Allowance for loan losses | 1,420,000 | 1,429,000 | 1,655,000 | 1,669,000 |
| Securities available for sale | 11,261,000 | 6,456,000 | 6,141,000 | 5,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,540,000 | 120,724,000 | 128,679,000 | 132,677,000 |
| Interest-bearing deposits | 57,642,000 | 58,789,000 | 46,221,000 | 63,841,000 |
| Noninterest-bearing deposits | 69,899,000 | 61,935,000 | 82,458,000 | 68,836,000 |
| Equity capital | 20,540,000 | 22,580,000 | 24,533,000 | 25,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,832,000 | 4,468,000 | 6,254,000 |
| Interest expense | 56,000 | 114,000 | 178,000 | 245,000 |
| Net interest income | 1,331,000 | 2,718,000 | 4,290,000 | 6,009,000 |
| Noninterest income | 766,000 | 1,411,000 | 2,865,000 | 3,887,000 |
| Noninterest expense | 1,218,000 | 2,512,000 | 3,947,000 | 5,422,000 |
| Provision for loan losses | 0 | 0 | 215,000 | 286,000 |
| Pretax income | 879,000 | 1,686,000 | 3,062,000 | 4,257,000 |
| Income tax | 296,000 | 570,000 | 1,038,000 | 1,443,000 |
| Net income | 583,000 | 1,116,000 | 2,024,000 | 2,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,330,000 | 18,671,000 | 21,103,000 | 22,012,000 |
| Total capital | 17,723,000 | 20,082,000 | 22,737,000 | 23,681,000 |
| Risk-weighted assets | 109,750,000 | 111,325,000 | 129,315,000 | 132,136,000 |