Call reports 2015
GBANK — 2015
What GBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 123,054,000 | 126,286,000 | 133,686,000 | 143,370,000 |
| Total loans | 68,714,000 | 75,182,000 | 84,933,000 | 94,111,000 |
| Allowance for loan losses | 1,482,000 | 1,488,000 | 1,398,000 | 1,411,000 |
| Securities available for sale | 10,136,000 | 12,715,000 | 12,122,000 | 11,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,181,000 | 112,183,000 | 118,983,000 | 122,384,000 |
| Interest-bearing deposits | 49,746,000 | 51,714,000 | 54,171,000 | 54,802,000 |
| Noninterest-bearing deposits | 59,435,000 | 60,469,000 | 64,812,000 | 67,582,000 |
| Equity capital | 12,981,000 | 13,185,000 | 13,751,000 | 19,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,039,000 | 3,189,000 | 4,449,000 |
| Interest expense | 52,000 | 105,000 | 159,000 | 213,000 |
| Net interest income | 951,000 | 1,934,000 | 3,030,000 | 4,236,000 |
| Noninterest income | 78,000 | 330,000 | 987,000 | 1,851,000 |
| Noninterest expense | 922,000 | 1,943,000 | 3,141,000 | 4,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 321,000 | 876,000 | 1,697,000 |
| Income tax | 0 | 0 | 0 | -5,356,000 |
| Net income | 107,000 | 321,000 | 876,000 | 7,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,930,000 | 13,147,000 | 13,706,000 | 15,435,000 |
| Total capital | 13,845,000 | 14,157,000 | 14,837,000 | 16,745,000 |
| Risk-weighted assets | 72,648,000 | 80,314,000 | 90,209,000 | 104,678,000 |