Call reports 2013
GBANK — 2013
What GBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,480,000 | 106,500,000 | 114,647,000 | 111,682,000 |
| Total loans | 65,485,000 | 57,541,000 | 62,330,000 | 63,119,000 |
| Allowance for loan losses | 3,597,000 | 2,922,000 | 2,934,000 | 1,554,000 |
| Securities available for sale | 8,865,000 | 8,260,000 | 8,668,000 | 8,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,948,000 | 95,510,000 | 102,551,000 | 99,352,000 |
| Interest-bearing deposits | 43,902,000 | 48,194,000 | 52,409,000 | 51,994,000 |
| Noninterest-bearing deposits | 45,046,000 | 47,316,000 | 50,142,000 | 47,358,000 |
| Equity capital | 9,396,000 | 9,933,000 | 11,003,000 | 11,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,915,000 | 2,819,000 | 3,751,000 |
| Interest expense | 51,000 | 106,000 | 159,000 | 216,000 |
| Net interest income | 940,000 | 1,809,000 | 2,660,000 | 3,535,000 |
| Noninterest income | 336,000 | 419,000 | 510,000 | 593,000 |
| Noninterest expense | 1,124,000 | 2,059,000 | 3,001,000 | 3,880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 162,000 | 162,000 | 241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 162,000 | 162,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,379,000 | 9,921,000 | 10,970,000 | 11,322,000 |
| Total capital | 10,232,000 | 10,693,000 | 11,805,000 | 12,159,000 |
| Risk-weighted assets | 65,444,000 | 59,602,000 | 64,694,000 | 66,220,000 |