Call reports 2009
GBANK — 2009
What GBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 130,343,000 | 133,396,000 | 139,888,000 | 119,707,000 |
| Total loans | 80,840,000 | 82,909,000 | 82,791,000 | 79,308,000 |
| Allowance for loan losses | 2,047,000 | 1,336,000 | 3,413,000 | 5,910,000 |
| Securities available for sale | 15,324,000 | 15,121,000 | 12,575,000 | 11,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,744,000 | 113,322,000 | 122,442,000 | 109,809,000 |
| Interest-bearing deposits | 81,477,000 | 79,354,000 | 81,816,000 | 74,566,000 |
| Noninterest-bearing deposits | 29,267,000 | 33,968,000 | 40,626,000 | 35,243,000 |
| Equity capital | 19,042,000 | 18,742,000 | 16,141,000 | 8,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,664,000 | 3,270,000 | 4,806,000 | 6,133,000 |
| Interest expense | 415,000 | 826,000 | 1,218,000 | 1,608,000 |
| Net interest income | 1,249,000 | 2,444,000 | 3,588,000 | 4,525,000 |
| Noninterest income | 24,000 | 52,000 | 84,000 | 150,000 |
| Noninterest expense | 1,099,000 | 2,512,000 | 3,877,000 | 5,250,000 |
| Provision for loan losses | 555,000 | 1,583,000 | 4,323,000 | 11,397,000 |
| Pretax income | -381,000 | -1,599,000 | -4,291,000 | -11,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -381,000 | -1,599,000 | -4,291,000 | -11,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,447,000 | 19,166,000 | 16,458,000 | 8,981,000 |
| Total capital | 21,641,000 | 20,392,000 | 17,682,000 | 10,096,000 |
| Risk-weighted assets | 94,627,000 | 97,985,000 | 95,709,000 | 84,426,000 |