Call reports 2015
BAILEYVILLE STATE BANK — 2015
What BAILEYVILLE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 40,250,000 | 42,049,000 | 41,219,000 | 42,854,000 |
| Total loans | 23,656,000 | 24,981,000 | 24,255,000 | 24,731,000 |
| Allowance for loan losses | 242,000 | 244,000 | 256,000 | 277,000 |
| Securities available for sale | 15,172,000 | 15,978,000 | 14,627,000 | 12,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,069,000 | 34,937,000 | 35,935,000 | 37,588,000 |
| Interest-bearing deposits | 30,941,000 | 30,724,000 | 31,050,000 | 29,445,000 |
| Noninterest-bearing deposits | 4,128,000 | 4,213,000 | 4,885,000 | 8,143,000 |
| Equity capital | 3,752,000 | 3,686,000 | 3,863,000 | 3,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 767,000 | 1,173,000 | 1,589,000 |
| Interest expense | 74,000 | 146,000 | 224,000 | 298,000 |
| Net interest income | 295,000 | 621,000 | 949,000 | 1,291,000 |
| Noninterest income | 15,000 | 26,000 | 58,000 | 65,000 |
| Noninterest expense | 261,000 | 511,000 | 751,000 | 1,010,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 32,000 |
| Pretax income | 50,000 | 137,000 | 232,000 | 230,000 |
| Income tax | 5,000 | 19,000 | 45,000 | 39,000 |
| Net income | 45,000 | 118,000 | 187,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,662,000 | 3,757,000 | 3,783,000 | 3,787,000 |
| Total capital | 3,904,000 | 4,001,000 | 4,039,000 | 4,064,000 |
| Risk-weighted assets | 23,446,000 | 23,298,000 | 25,963,000 | 25,362,000 |