Call reports 2013
BAILEYVILLE STATE BANK — 2013
What BAILEYVILLE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,016,000 | 37,999,000 | 38,609,000 | 40,184,000 |
| Total loans | 20,073,000 | 19,686,000 | 20,731,000 | 21,856,000 |
| Allowance for loan losses | 287,000 | 313,000 | 269,000 | 226,000 |
| Securities available for sale | 17,382,000 | 16,850,000 | 16,213,000 | 16,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,467,000 | 33,027,000 | 33,681,000 | 32,439,000 |
| Interest-bearing deposits | 29,765,000 | 29,184,000 | 30,281,000 | 28,435,000 |
| Noninterest-bearing deposits | 3,703,000 | 3,843,000 | 3,400,000 | 4,004,000 |
| Equity capital | 3,658,000 | 3,301,000 | 3,287,000 | 3,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 763,000 | 1,139,000 | 1,514,000 |
| Interest expense | 89,000 | 176,000 | 266,000 | 362,000 |
| Net interest income | 296,000 | 587,000 | 873,000 | 1,152,000 |
| Noninterest income | 19,000 | 33,000 | 48,000 | 65,000 |
| Noninterest expense | 260,000 | 520,000 | 783,000 | 1,045,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 50,000 |
| Pretax income | 64,000 | 99,000 | 129,000 | 150,000 |
| Income tax | 4,000 | 4,000 | 5,000 | 6,000 |
| Net income | 60,000 | 95,000 | 124,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,372,000 | 3,405,000 | 3,435,000 | 3,455,000 |
| Total capital | 3,658,000 | 3,683,000 | 3,704,000 | 3,681,000 |
| Risk-weighted assets | 22,863,000 | 22,230,000 | 22,518,000 | 24,283,000 |