Call reports 2012
BAILEYVILLE STATE BANK — 2012
What BAILEYVILLE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,960,000 | 38,873,000 | 39,188,000 | 38,547,000 |
| Total loans | 19,960,000 | 21,041,000 | 21,252,000 | 20,793,000 |
| Allowance for loan losses | 322,000 | 329,000 | 342,000 | 345,000 |
| Securities available for sale | 14,770,000 | 16,462,000 | 16,217,000 | 16,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,546,000 | 31,930,000 | 31,846,000 | 32,105,000 |
| Interest-bearing deposits | 29,015,000 | 28,563,000 | 28,016,000 | 28,023,000 |
| Noninterest-bearing deposits | 3,531,000 | 3,367,000 | 3,830,000 | 4,082,000 |
| Equity capital | 3,371,000 | 3,500,000 | 3,672,000 | 3,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 841,000 | 1,259,000 | 1,650,000 |
| Interest expense | 99,000 | 194,000 | 289,000 | 380,000 |
| Net interest income | 315,000 | 647,000 | 970,000 | 1,270,000 |
| Noninterest income | 13,000 | 20,000 | 33,000 | 35,000 |
| Noninterest expense | 257,000 | 520,000 | 783,000 | 1,041,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 147,000 | 220,000 | 269,000 |
| Income tax | 6,000 | 13,000 | 18,000 | 13,000 |
| Net income | 65,000 | 134,000 | 202,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,119,000 | 3,189,000 | 3,257,000 | 3,311,000 |
| Total capital | 3,403,000 | 3,476,000 | 3,546,000 | 3,597,000 |
| Risk-weighted assets | 22,664,000 | 22,885,000 | 23,065,000 | 22,836,000 |