Call reports 2011
BAILEYVILLE STATE BANK — 2011
What BAILEYVILLE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,536,000 | 37,039,000 | 35,878,000 | 35,918,000 |
| Total loans | 20,666,000 | 21,176,000 | 21,473,000 | 21,376,000 |
| Allowance for loan losses | 360,000 | 381,000 | 383,000 | 309,000 |
| Securities available for sale | 13,424,000 | 13,463,000 | 12,043,000 | 13,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,875,000 | 31,913,000 | 30,467,000 | 30,157,000 |
| Interest-bearing deposits | 28,848,000 | 29,284,000 | 27,435,000 | 26,610,000 |
| Noninterest-bearing deposits | 3,027,000 | 2,629,000 | 3,032,000 | 3,547,000 |
| Equity capital | 2,558,000 | 2,968,000 | 3,208,000 | 3,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 902,000 | 1,348,000 | 1,775,000 |
| Interest expense | 122,000 | 237,000 | 345,000 | 450,000 |
| Net interest income | 345,000 | 665,000 | 1,003,000 | 1,325,000 |
| Noninterest income | 14,000 | 30,000 | 49,000 | 66,000 |
| Noninterest expense | 252,000 | 503,000 | 773,000 | 1,063,000 |
| Provision for loan losses | 172,000 | 172,000 | 172,000 | 172,000 |
| Pretax income | -63,000 | 34,000 | 135,000 | 191,000 |
| Income tax | 0 | -30,000 | -10,000 | -8,000 |
| Net income | -63,000 | 64,000 | 145,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,623,000 | 2,868,000 | 3,001,000 | 3,055,000 |
| Total capital | 2,932,000 | 3,172,000 | 3,293,000 | 3,348,000 |
| Risk-weighted assets | 24,635,000 | 24,231,000 | 23,293,000 | 23,437,000 |